Credit Risk Analyst FTC until December 2019

Reference Number: J11198
Salary: £35,000 to £40,000
Location: Slough
Contract Type: Contract



Analyse and provide recommendations / approve credit applications within policy and that service level agreements are met. The quality of analysis and risk assessment of credit proposals will mean that the majority of recommendations will be ratified without the need for additional information. Working within the credit risk teams and support the delivery of the credit risk functions objectives and goals.


  • Analyse and provide recommendations / approve credit applications within policies
  • Analysis and risk assessment of credit proposals will mean that the majority of recommendations will be ratified without the need for additional information
  • Add value/be proactive in finding ways to structure proposals so that an approval can be given, thus maximising risk and reward
  • Ensure that Conditions of Approval are clearly specified
  • Provide agreed level of support/service to the company’s Commercial teams and intermediaries
  • Communicate clearly with Commercial teams and intermediaries, both verbal and written, in a business like and professional manner to present a balanced discussion on credit applications
  • Deal with all issues within remit and to ensure all critical departmental issues are communicated to the management as appropriate
  • Be involved with ad-hoc projects as may be required within the department


  • Comprehensive credit analysis experience from within a banking / asset finance environment
  • Ability to interpret and draw conclusions from financial and non-financial information and implement improvement plans
  • Experience of using Credit Scoring modules and clear understanding of Experian Credit reports on Individuals (CAIS)
  • Fluent in business English language – written and verbal
  • Working knowledge of core Microsoft applications (MS Word and MS Excel)
  • Experience of actively participating in a team environment, whilst demonstrating the capability to work independently


  • Recognise customer and colleague needs and provide a consistently high level of service that exceeds all expectations
  • Identify how to expand business activities; looking for opportunities.  Also to define the business direction for a client business or client group, internally/externally
  • Investigate and analyse issues objectively and make sound decisions that maximise opportunities for the business
  • Develop and build productive working relationships internally and externally to deliver value for customers and for the company
  • Convey messages in a confident and engaging way; listen and share information to create openness and joint understanding
  • Own issues; be energetic and resilient and take action to make things happen through to their absolute completion
  • Focus on agreed standards, work with accuracy and precision and be diligent in following through to ensure that quality outcomes are delivered
  • Understand a problem or challenge and apply strength of thinking to question pre-conceptions and ideas of others for the overall benefit of the business


  • Experience in a credit risk assessment role
  • Education to A-level or equivalent experience to include Maths
  • Ability to work in a fast-moving retail environment

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To find out more about this vacancy please call 01628 627 222